3 Reasons You Need Flood Insurance

4/7/2022 (Permalink)

You may not live in an area where flooding has been an issue and your property may not be in a flood zone. You may be skeptical about purchasing a flood insurance policy, but the truth is, you probably should if you live in the Aberdeen/Holmdel area. Here's why.

1. Floods Aren't Always Natural

These days, we see a lot of naturally occurring floods on the headline news but flooding isn't always caused by nature. Your home or business could flood because of a leaking pipe in the basement or a burst water main line in the street.

2. Flood Damage Is Expensive

Many home and commercial insurance policies have exclusions for floods, so you could find yourself financially responsible for significant damage restoration without a separate policy for floods. In the event of an incident, your flood policy covers what your primary insurance does not.

3. Flood Insurance Is Affordable

Cost shouldn't stand in the way of getting full coverage for your home or business. Whether you experience flood damage from nature or from some other source, a flood insurance policy will help you to recover more quickly.

If you live in Central Jersey and need restoration assistance after a flood, there's a good chance your insurance agent will refer you to SERVPRO of Aberdeen/Holmdel. Our water damage restoration team will work with you from the initial damage assessment to the end of your project.

Want to learn more about all of our services?
Call our experts today at (732) 290-3170.